Finance
Used Car Finance in Northumberland & Newcastle
Flexible Finance Options at Trade Cars & Commercials
At Trade Cars & Commercials, we make arranging finance for your next vehicle simple, transparent and competitive.
Based in Northumberland near Newcastle, we offer tailored used car finance and van finance packages to customers across the North East. Whether you are purchasing a family car, a premium vehicle or a commercial van, we aim to provide a finance solution that suits your needs and budget.
Authorised & Regulated Finance Provider
We are authorised to offer consumer credit services, allowing us to arrange finance directly with trusted lending partners.
Our aim is straightforward:
To provide clear, competitive finance options with no hidden surprises.
All finance is subject to status and affordability checks.
Finance Options Available
We offer a range of flexible finance products, including:
Hire Purchase (HP)
- Fixed monthly payments
- Fixed interest rate
- No large final payment
- You own the vehicle once the agreement is complete
A popular and simple option for customers who want structured monthly payments and full ownership at the end. Personal Contract Purchase (PCP)
- Lower monthly payments compared to HP
- Optional final balloon payment
- Flexible end-of-agreement options
Ideal if you prefer lower monthly payments or like to change your vehicle every few years.
Our team will explain each option clearly so you can choose the most suitable solution.
Car Finance for All Credit Backgrounds
We understand that every customer's circumstances are different.
We work with a panel of lenders to help secure finance for:
- Excellent credit profiles
- First-time buyers
- Self-employed applicants
- Customers with previous credit difficulties
- Low credit scores
- Missed payments or CCJs
If you have been declined elsewhere, we may still be able to help.
Our goal is to find a realistic and responsible finance package tailored to your situation.
Apply for Used Car Finance in the North East
ou have been declined elsewhere, we may still be able to help.Our goal is to find a realistic and responsible finance package tailored to your situation.
Why Arrange Finance Through Trade Cars & Commercials?
- Competitive rates from trusted lenders
- Quick decisions
- Clear, straightforward process
- Friendly, knowledgeable guidance
- Finance arranged directly on-site
- Serving customers across Newcastle and the North East
We take pride in making the process simple and stress-free.
Apply for Used Car Finance in the North East
Applying for finance is quick and secure. You can:
- Apply online via our website
- Contact us directly to discuss your options
- Visit us in Northumberland near Newcastle
We are happy to talk you through your options before you commit to anything.
Trade Cars & Commercials
Used Car & Van Finance Specialists in Northumberland and Newcastle
If you would like to discuss finance options on any of our vehicles, contact our team today -- we are here to help.
Ready to Apply?
Complete our secure online finance application today and receive a quick decision. Our team will contact you to discuss the best available options tailored to your circumstances.
Our Partners
